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Which Loans are Relationship Loans?  Evidence from the 1998 Survey of Small Business Finances

Which Loans are Relationship Loans? Evidence from the 1998 Survey of Small Business Finances

Despite financial economists’ long-standing interest in the role of lender-borrower relationships in increasing the availability of funds to small businesses, many questions remain unanswered. Numerous empirical studies investigate the effect of relationships on the availability and terms of credit to small businesses (Petersen and Rajan (1994), Berger and Udell (1995), Blackwell and Winters (1997), Cole (1998), Harhoff and Körting (1998), Elsas...

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