MERLOT Materials

This lesson focuses on the characteristics of three types of savings accounts: traditional, money market, and certificate... see more

In this lesson, students learn about saving, savings goals, opportunity cost, and segregation.

In this video assignment, we provide information about bonds, and the potential risks and return of investments.

This video defines stocks and bonds and provides an explanation of capital markets.

In this video assignment, discover the basics of car insurance from why people buy protection from financial loss.

This video assignment continues looking at car insurance—who is responsible for losses, and what are deductibles.

Learn about the insurance application and underwriting process. Find out how companies establish rates and determine... see more

In this lesson, students learn the components of a credit score, and see how lendors, landlords, and employers might use... see more

In this lesson, students discuss factors that make various taxes different: bases, rates, structures, methods of... see more

This infographic outlines major pieces of your paystub. Learn the differences between gross and net pay, and understand... see more

This interactive compares gross to net pay, what FICA and federal income taxes are, and how to understand a W-2 and W-4... see more

In this lesson, students learn what FICA, federal income taxes are, and about Form W-4 and Form W-2.

Discover why it’s important to save for retirement and the difference between a 401(k) and a Roth 401(k).

This video assignment explains the concepts of risk vs. return and capital markets.

Through this gambling simulation, students will describe the risks and expected losses of gambling, while learning to... see more

In this lesson, students learn the difference between private and public goods to show why it is necessary for the... see more

Students review contracts and compare rent-to-own deals to outright purchases.

Life throws curveballs—be ready! Learn how to start building an emergency fund and how much to save, in this Page One... see more

This assignment explains what causes the price of stocks to change and how meme stocks differ from traditional stocks.

This infographic will help your students see clearly the strong connection between their education level and their... see more

This infographic explains how important maintaining a good credit history is to one's financial stability.

This infographic identifies the steps your students need to take when developing their own plans for being financially... see more

Use this infographic to help your students understand how a budget will put them on a path to meet their financial goals.

This infographic covers the importance of both saving and investing and explains the Rule of 72 with examples.