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Having good credit means having a good credit score, something many people out there don’t have. Maybe you? Fortunately, there are lots of things that you can do to get your credit score moving in the right direction. To understand how to improve your score, however, it’s first important to know exactly what credit scores are, who produces them, how they are calculated, and why they’re important to your financial well-being.

This guide offers a comprehensive list of actions you can start taking now to help boost your credit score.

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